This story is so sad and bizarre at the same time. Most insurance policies are very clear as to what they will cover and not cover. Lawrence LaFave, the CBS engineer who was found dead in a hotel closet had been clearly engaging in an unusual activity referred to as autoerotic asphyxiation
Lawrence’s widow has filed a lawsuit against the CBS network and AIG because of the denial to pay out the insurance claim. This is bound to be an interesting situation and we don’t expect either entity to disregard the extra-curricular activities of the deceased.
Read more as reported by NY Daily News:
The widow of a man who died while performing an autoerotic act is suing CBS after her husband’s employer denied her life insurance claim.
Deborah Conradi has filed a lawsuit against the broadcast network claiming that her engineer husband, Lawrence LaFave, was in Tarentum, Pa., when he was found dead in his hotel room closet, TMZ reports.
He died from accidental asphyxiation, Conradi claims in the lawsuit.
LaFave was found hanging by a scarf from a closet shelf dressed in a slip, bra, women’s underwear and pantyhose, the lawsuit claims, TMZ reports.
The medical examiner ruled that he died from accidental asphyxiation.
LaFave’s CBS life insurance policy, written by AIG, excludes death by autoerotic asphyxiation, TMZ reports.
The insurer explained in a letter to Conradi that autoeroticism carries the risk of death by hanging, which does “not constitute an unanticipated accident that resulted in his death, as required by our policy.”
The letter claims LaFave’s death was “a natural and probably consequence of intentionally self-inflicted injury, specifically excluded under this policy,” according to TMZ.
Conradi maintains that her husband’s death was accidental, and is seeking $1,400,000 in life insurance benefits, as well as punitive damages from both CBS and AIG.
Source: NY Daily News